Post-Approval Support & Ongoing Compliance
Once FINMA grants the licence, the conditions attached to it become operational obligations: governance must function as described in the application, reporting deadlines apply, and every material change to the business model may require prior notification or approval.
Licence conditions become operational obligations the moment business starts.
A regulatory audit firm reviews your operations and reports to FINMA.
New products, outsourcing or shareholder changes may require prior notification or approval.
What We Support After Approval
Approval is the start, not the finish. We help you run the licence in practice — so the first regulatory audit finds what the application promised.
Account structures, outsourcing arrangements, internal control system and business continuity — stood up the way your licence assumes.
Board and management processes, internal directives, risk and compliance functions — working in practice and documented audit-ready.
Periodic reporting, the relationship with your regulatory audit firm and the handling of supervisory enquiries.
Keeping the anti-money-laundering framework current as products, clients and regulation evolve.
Structured handling of change requests — from new products to shareholder changes — including the dialogue with FINMA.
Whether we handled your application or you come to us after approval, we provide structured, hands-on support for licensed operations.
Ready for the Payment Institution Licence
The FinTech licence is planned to be replaced by a payment institution licence under FinIA. We monitor the transition and prepare the adjustments early, so the change becomes a project, not an emergency.
- Monitoring of the FinIA reform and FINMA guidance as it develops
- Impact assessment for your licence, capital and governance set-up
- Early adjustment of directives, processes and documentation
- Periodic FINMA reporting delivered complete and on time
- Audit-ready documentation maintained throughout the year
- A clear transition plan from Art. 1b to the payment institution licence
Frequently Asked Questions
What obligations apply once the licence is granted?
Governance must function as described in the application, periodic reporting deadlines apply, and material changes to the business model may require prior notification to or approval by FINMA.
Do we need ongoing involvement of an audit firm?
Yes. A regulatory audit firm reviews supervised institutions and reports to FINMA; we support the preparation and the relationship throughout.
What happens to the FinTech licence under the FinIA reform?
It is planned to be replaced by a payment institution licence under FinIA, which would remove the CHF 100 million deposit ceiling. We prepare licence holders for the transition early.
Keep Your Licence Audit-Ready
From the first regulatory audit to the FinIA transition — structured, hands-on support for licensed operations.
